negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• The government auctions off parcels of land sparingly, since nothing upsets the powerful more than negative equity.
  香港政府每次只拍卖极小一块地，因为再没有什么比负资产更让那些有权有势者恼火的了。
• Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio.
  研究负资产对按揭贷款拖欠还款风险概率的影响，以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。
• Once a home tips into negative equity, borrowers have less incentive to keep up on repayments.
  一旦房屋成为负资产，借贷者继续偿付贷款的动力将有所下降。
• By stopping the downward overshooting of house prices, the mortgage replacement programme would help all homeowners, including those who now have negative equity.
  通过阻止房价过度下跌，抵押置换计划将帮助所有房屋业主（包括目前持负资产者）。
• The average interest rate paid by negative equity property owners was0.60% less than the current best lending rate, 3 basis points lower than the average interest rate obtained by the survey of December last year.
  负资产业主支付的平均利率为现时最优惠利率减0.60厘，比去年12月调查所得的平均利率低3基点。
• Since this is an average number, and some households have little or no mortgage debt, this suggests that the proportion with negative equity likely increased significantly as well.
  考虑到这是一个平均数字，而一些家庭的抵押贷款债务很少或没有，这意味着（房屋）资产净值为负的比例可能也出现了大幅上升。
• The large and growing number of homeowners with negative equity will increase the rate of defaults and foreclosures and therefore drive the downward spiral of prices.
  数量庞大且不断增多的负资产房屋业主，会增加违约及丧失赎质权的比例，并因此将推动价格螺旋下跌。
• House prices have fallen for five years, forcing many home owners into the negative equity pit.
  楼价连跌五年，不少业主身陷负资产困局。
• Negative equity ties homeowners down, impeding the mobility that boosted jobs growth in previous US recoveries.
  负资产束缚了房屋拥有者，妨碍了在美国前几次复苏中促进了就业增长的人口流动性。
• What is required is action by the president and Congress: to help homeowners with negative equity and businesses that cannot get credit, to remove the threat of higher tax rates, and reduce the out-year fiscal deficits.
  现在需要的是总统和国会采取行动：向拥有负资产净值的住房所有者和无法获得信贷的企业伸出援手，消除加税的威胁，并削减未来几个财年的财政赤字。